Welcome to Lumenem!
These terms and conditions outline the rules and regulations for the use of Lumenem’s website, located at lumenem.com.
By accessing this website, we assume you accept these terms and conditions. Do not continue to use Lumenem if you do not agree to all of the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Policy, and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website and compliant with our terms. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to Lumenem. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of the Company’s services, in accordance with applicable Ghanaian law.
Cookies
We use cookies. By accessing Lumenem, you agree to use cookies in agreement with our Privacy Policy. Cookies help us improve user experience and functionality, and some partners may also use cookies.
License
Unless otherwise stated, Lumenem and/or its licensors own the intellectual property rights for all content on this website. All rights are reserved. You may access this for your own personal use, subject to restrictions in these terms and conditions.
You must not:
- Republish material from Lumenem
- Sell, rent or sub-license material from Lumenem
- Reproduce or duplicate content from Lumenem
- Redistribute content from Lumenem
Comments
Parts of the site may allow users to post opinions or questions. Lumenem does not filter or review these before they appear. Comments reflect the views of the person posting them. We reserve the right to monitor and remove any comments deemed inappropriate, offensive, or in breach of these terms.
You warrant that:
- You have the right to post the comments
- Comments do not infringe on third-party rights
- Comments are not defamatory or unlawful
- Comments will not be used for solicitation or unlawful promotion
You grant Lumenem a non-exclusive license to use and edit your comments in any form.
Hyperlinking
Approved organizations may link to our site without prior written approval, including:
- Government agencies
- Search engines
- News organizations
- Online directory distributors
We may approve other links if they are not misleading, falsely imply endorsement, or are inappropriate. Approved links must not use Lumenem’s logo without permission.
iFrames
You may not create frames around our web pages without written approval.
Content Liability
We are not responsible for content that appears on your website. You agree to defend us against claims related to your website.
Reservation of Rights
We reserve the right to request the removal of any links to our website. We may also amend these terms at any time. By continuing to link to our site, you agree to these terms.
Removal of Links
If you find a link on our website offensive, you may contact us. We will consider requests but are not obligated to act.
Disclaimer
To the fullest extent allowed by law, we exclude all warranties relating to our website. This does not limit any liability that cannot legally be limited. As long as the website and services are provided free of charge, we will not be liable for any loss or damage of any nature.
If you have any questions about these Terms and Conditions, please contact us at info@lumenem.com.




